If your car is in need of repairs, and you don't have the cash to take care of it, you're going to need some help. Luckily, there are steps you can take to get the funds you need to get your car fixed and back on the road. Here are four steps you can take to obtain the funds you need to repair your car.
Check Your Warranty
If your car is having issues, the first thing you need to do is check your warranty, especially if you own a newer car. The problems you're experiencing may still be covered by the original warranty. If not, you may still have coverage under an extended warranty that might be in place. Even if the entire issue isn't covered by your warranty, certain parts may still be, which will reduce the cost of the repairs. It's also a good idea to check your warranty for coverage that might be about to lapse. Schedule an appointment with your service department to have those items inspected. You may be able to get impending issues resolved before you lose your warranty protection.
Contact Your Insurance Company
If you've recently been in a car accident, and your engine troubles started after the incident, you need to contact your insurance company as soon as possible. Depending on how long ago your accident was, the problems you're experiencing now may be covered by your insurance policy. Arrange to have your car inspected by a service department. That way, they can identify any issues that are related to the accident. Once they're identified, your insurance company should cover the repairs for you.
Take Out a Car Repair Loan
If you're experiencing car problems that you can't afford to fix, it's time to consider a repair loan. One of the great things about a repair loan is that it gives you the money you need to take care of your repairs right away. Once the repairs are taken care of, you can repay your loan over time, in affordable payments.
Talk to Your Human Resource Department
If you're having trouble with your car, and you have a full-time job, talk to your human resource department. They may be able to provide you with an advance on your pay, which will be paid back through deductions in your paychecks.
Don't get left without a working vehicle. If your car's broken, use the information provided here to get your car fixed fast. Get in touch with a company like American Cash Advance and Title Loan for more help.